Detailed Analysis, Difficulty Level & Expected Cutoff

CBI Credit Officer Exam 2025: The analysis of the CBI Credit Officer Exam 2025, which took place on April 5, 2025, covers both the online and descriptive components of the test. This article details the types of questions presented, the overall difficulty level, and the marks for good attempts in each section.

On April 5, 2025, the Central Bank of India (CBI) held the Credit Officer Exam, attracting thousands of candidates vying for 1,000 available positions. Feedback from participants indicates that the exam’s difficulty was rated as moderate. Candidates found the questions in the Quantitative Aptitude section to be lengthy and requiring significant calculations, while those in the Reasoning Ability section ranged from easy to moderate in difficulty.

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Exam Pattern & Duration

1. Mode: Online (Objective + Descriptive)

2. Duration:130 minutes

3. Total Questions:120 MCQs + 2 Descriptive Questions

4. Sections:

   1. English Language (30 Qs)

   2. Quantitative Aptitude (30 Qs)

   3. Reasoning Ability (30 Qs)

   4. General Awareness – Banking (30 Qs)

Section-Wise Difficulty Level

Section	Difficulty Level
English Language	Easy to Moderate
Quantitative Aptitude	Moderate
Reasoning Ability	Easy to Moderate
General Awareness (Banking)	Moderate
Overall Exam	Moderate

CBI Credit Officer Exam 2025: Good Attempts & Cutoff Prediction

Candidates who attempted 84-92 questions (out of 120) with high accuracy have a strong chance of qualifying. Below is the section-wise good attempt range:

Section	Total Qs	Good Attempts
English Language	30	24-26
Quantitative Aptitude	30	20-22
Reasoning Ability	30	22-24
General Awareness (Banking)	30	18-20
Total	120	84-92

Expected Cutoff (Out of 120)

1. General: 90+

2. OBC:80-85

3. SC/ST:70-75

Section-Wise Detailed Analysis

1. Reasoning Ability (Easy to Moderate)

1. Puzzles & Seating Arrangement: 10 Qs (1 set each)

2. Input-Output, Syllogism, Blood Relations:15 Qs

3. Logical & Miscellaneous Reasoning:5 Qs

Topic-Wise Breakdown

Topic	No. of Qs
Puzzle & Seating Arrangement	10
Input-Output	5
Syllogism	3
Order & Ranking	3
Blood Relations	3
Logical Reasoning	3
Pair Formation / Odd-Even	2
Total	30

2. English Language (Easy to Moderate)

1. Reading Comprehension (Finance-based): 10 Qs

2. Grammar (Error Detection, Sentence Rearrangement):10 Qs

3. Vocabulary (Cloze Test, Word Swap):10 Qs

Topic-Wise Breakdown

Topic	No. of Qs
Reading Comprehension	10
Cloze Test	6
Error Detection	4
Sentence Rearrangement	3
Word Swap / Usage	4
Connectors / Miscellaneous	3
Total	30

3. Quantitative Aptitude (Moderate to Tough)

1. Data Interpretation (3 Sets – Table, Pie Chart, Caselet): 14-15 Qs

2. Arithmetic (Profit-Loss, Time-Speed, Ratio):10 Qs

3. Number Series & Algebra:5 Qs

Topic-Wise Breakdown

Topic	No. of Qs
Data Interpretation	14-15
Wrong Number Series	5
Quadratic Equations	5
Arithmetic Problems	6
Total	30

4. General Awareness – Banking (Moderate)

Most questions were from:

1. Banking & Financial Terms (NSDL, SDF Rate, Legal Currency)

2. Government Schemes (PM-DevINE, Solar Power Policies)

3. Current Affairs (US Withdrawals from International Groups)

Sample GA Questions Asked:

1. What is the role of NSDL in banking?

2. Current SDF rate as per RBI’s Monetary Policy?

3. Top 5 solar power states in India?

4. Features of Indian currency notes?

5. Popular stock trading platforms in India?

Descriptive Section: Letter & Essay Writing

Candidates had to attempt:

Letter Writing (Choice of 2 Topics)

Essay Writing (200-250 Words)

Topics were banking & finance-relatedsuch as:

Final Conclusion & Next Steps

• The CBI Credit Officer Exam 2025 (5th April Shift 1) was moderatewith Quantitative Aptitude being the toughest.

• Candidates with 85+ attempts and strong descriptive answers have a high chance of selection.

• Results expected in May 2025followed by interviews for shortlisted candidates.

Preparation Tips for Upcoming Shifts

✔ Focus on Data Interpretation & Banking GA
✔ Practice Essay & Letter Writing Daily
✔ Revise High-Weightage Reasoning Topics

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