New Delhi5 hours ago
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UPI users will soon be able to pay through face or fingerprint. According to media reports, NPCI is preparing to provide payment facility through NPCI biometric operating UPI. After this, the need for PIN to make UPI payment will be optional.
Learn the full details in question and answer here …
Question 1: What is this biometric payment?
answer: Biometric payment will identify unique physical characteristics like fingerprint, face ID. It is more secure and easy than a PIN or password, as it is difficult to copy it. For example, you are able to unlock your smartphone through fingerprint and face ID.
Question 2: When will this facility start?
answer: National Payments Corporation of India i.e., NPCI is working on this update. They want UPI payment and safe and convenient. However, the exact date has not been announced. This update may appear in UPI apps in a few months.
Question 3: Why is biometric payment being brought?
answer: Biometric authentication compared to PIN reduces the risk of fraud. At the same time, this system will be faster and easier. Especially for those who feel difficulty in remembering PIN.
Question 4: Will this feature in all UPI apps?
answer: Yes, all big UPI apps like Google Pay, PhonePe, Paytm can support it. But initially some selected apps may have pilot testing.
Question 5: Is this system safe?
answer: Yes, biometric data will be encrypted and stored, which will reduce the risk of data theft. But strong security will be needed regarding data privacy.
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